Fast. Secure. Comfort Assured.

Protect your vehicle in less than 2 minutes with Guinea Insurance Plc. Quick cover, full peace of mind, comfort assured every step of the way

Our Services

We Are Moved By Your Needs

Choose the Right Cover for Your Vehicle Pick from our carefully designed Motor Insurance options , whether you drive a car, jeep, bus, or own-goods vehicle, there’s a plan built around your needs.

Third Party

For all car type

Ranging from N3,000.00 - N20,000.00

Private Motor: N15,000.00, Death/bodily injury: Unlimited, Third-party property damage: N3,000,000.00

Own Goods: N20,000.00, Death/bodily injury: Unlimited, Third-party property damage: N5,000,000.00

Staff Buss: N20,000.00, Death/bodily injury: Unlimited, Third-party property damage: N3,000,000.00

Truck/General Cartage: N100,000.00, Death/bodily injury: Unlimited, Third-party property damage: N5,000,000.00

Special Types (Ambulance/Hearses): N20,000.00, Death/bodily injury: Unlimited, Third-party property damage: N3,000,000.00

Tricycle: N5,000.00, Death/bodily injury: Unlimited, Third-party property damage: N2,000,000.00

Motorcycle: N3,000.00, Death/bodily injury: Unlimited, Third-party property damage: N1,000,000.00

EZ Drive

5% of car value

For Vehicles worth N5,000,000.00 - N7,500,000.00

Accidental Damage (Own Vehicle): Full Coverage

Third Party Property Damage: N3,000,000.00

Third Party bodily injury & death: Unlimited

Theft and Vandalism: Full Coverage

Fire Peril (Excluding self-ignition): Full Coverage

Personal Accident Cover: N50,000.00

Towing of Vehicle (Insured Vehicle Only): Intra: N50,000.00, Inter: N80,000.00

Personal Effects Cover: N50,000.00

SRCC: Full Coverage

Excess Buy Back

Free Tracking

Flood Extension Limit: N1,000,000.00

Free Car Wash Maximum Benefits: N2,500.00

Free Automatic ECOWAS BROWN CARD.

EZ Drive Plus

5% of car value

For Vehicles worth 7,500,001.00 - 10,000,000.00

Accidental Damage (Own Vehicle): Full Coverage

Third Party Property Damage: N3,000,000.00

Third Party bodily injury & death: Unlimited

Theft and Vandalism: Full Coverage

Fire Peril (Excluding self-ignition): Full Coverage

Personal Accident Cover: N75,000.00

Towing of Vehicle (Insured Vehicle Only): Intra: N50,000.00, Inter: N80,000.00

Personal Effects Cover: N75,000.00

SRCC: Full Coverage

Excess Buy Back

Free Tracking

Flood Extension Limit: N3,000,000.00

Free Car Wash Maximum Benefits: N2,500.00

Free Automatic ECOWAS BROWN CARD

EZ Drive Elite

5% of car value

For Vehicles worth N10,000,000.00 and above

Accidental Damage (Own Vehicle): Full Coverage

Third Party Property Damage: N3,000,000.00

Third Party bodily injury & death: Unlimited

Theft and Vandalism: Full Coverage

Fire Peril (Excluding self-ignition): Full Coverage

Personal Accident Cover: N100,000.00

Towing of Vehicle (Insured Vehicle Only): Intra: N50,000.00, Inter: N80,000.00

Personal Effects Cover: N100,000.00

SRCC: Full Coverage

Excess Buy Back

Free Tracking

Flood Extension Limit: N5,000,000.00

Free Car Wash Maximum Benefits: N2,500.00

Free Automatic ECOWAS BROWN CARD

Motor Protect Extra

Protection that fits your journey

Flexible cover for every ride: Private Car, Private Bus, or Own Goods.

One product, three tailored options. Choose the Motor Protect Extra made for you.

Insurance that adapts to your lifestyle – comfort assured.

Affordable peace of mind starting from just ₦30,000.

Extra protection beyond traditional Third Party cover.

Simple, transparent, and stress-free claims process.

Comprehensive

5% of car value

For all vehicles

Towing Limit: INTRA STATE - N50,000, INTER STATE - N80,000

Authorized Repair Limit (Value N500,000.00 – N2,000,000.00): Repair Limit - N50,000.00

Authorized Repair Limit (Value N2,000,001.00 – N5,000,000.00): Repair Limit - N100,000.00

Authorized Repair Limit (Value N5,000,001.00 – N8,000,000.00): Repair Limit - N150,000.00

Authorized Repair Limit (Value N8,000,001.00 and Above): Repair Limit - N200,000.00

Death of or Bodily injury to third party: Unlimited

Third party property Damage Limit (any one claim or series of claims from one event): N3,000,000.00

Medical Limit in respect of any one accident